Friday, 28 August 2009

Business Contract Hire - a real alternative


Business Contract Hire can help you to save money.

In tough economic times, finance departments and business managers are looking for as many ways as possible to reduce their expenditure. Before you consider drastic measures, such as losing staff or closing facilities, you should always take a look at your general expenses to see where savings could be made.....to read more http://www.nationalautomotive.co.uk/Article/Business-Contract-Hire-a-real-alternative.htm

CO2 Emissions on New cars fall at a significant rate


The CO2 emissions generated by new cars fell at a record rate during 2008 according to the latest report from the Society of Motor Manufacturers and Traders, a full version of this can be viewed on the SMMT website (http://www.smmt.co.uk/)


It's interesting to note that whilst the numbers of vehicles on the road have increased long with distance travelled the total share of emissions have continued to ....... 'read more, go to http://www.nationalautomotive.co.uk/Article.aspx?ArticleID=14

Thursday, 27 August 2009

Contract Hire an Overview


Contract Hire has become one of the leading leasing products amongst UK's national and local fleets in recent years. There are in excess of one million cars and vans being leased on Contract Hire currently through out the UK.


Contract Hire is one of several different types of lease and is also known as an operating lease, in simple terms Contract Hire is ........read more @ http://www.nationalautomotive.co.uk/Article.aspx?ArticleID=20

Personal Leasing - How does it work?


There are two main personal products available on the market, Personal Contract Hire (PCH) and Personal Contract Purchase (PCP), both offer the opportunity to obtain a vehicle for a fixed monthly payment over a pre agreed period.

With both PCP and PCH agreements you will select the car you would like along with any options you might want, you will then need to decide over how many months you would want the contract over. These are typically 24, 36 or 48 months however, ........
read more @ http://www.nationalautomotive.co.uk/Article.aspx?ArticleID=21

GAP Cover - Insurance for Contract Hire and Personal Contract Hire


When you enter into a Contract Hire or Personal Contract Hire agreement it is important to make sure you are correctly insured, many people assume their cover is sufficient but in certain circumstances this is not the case. You should check with your insurance company that your cover is suitable to cover vehicles that are on Contract Hire or Personal Contract Hire agreements.

It is also worth considering whether you may need 'Gap Cover, this is due to the fact that any new car or van begins........Read more....
http://www.nationalautomotive.co.uk/Article.aspx?ArticleID=22

Google Street View



Google's controversial Street View has been launched in the UK this week, this latest feature of Google allows people to view streets in 25 cities from Aberdeen in Scotland to Southampton on the south coast. The full story is covered on the BBC website including views of those for and against this new innovative feature.

As you can see some of these images will be acquired using a large camera mounted on top of what appears to be a Vauxhall Corsa. As a guide any car or van that is being leased on a Contract Hire agreement whether its business Contract Hire or Personal Contract Hire and you want to add non standard accessories or modify the vehicle in any way, you will need to obtain permission in advance ........for full story go to
http://www.nationalautomotive.co.uk/Article.aspx?ArticleID=23

Friday, 21 August 2009

Bank Holiday Blues




Well it's nearly here, August Bank Holiday, one of the busiest times on our roads with everyone scrabbling to take in the last of the summer (what summer I hear you ask).

According to Kwik-Fit who have carried out a survey into holiday makers that have decided to stay in the UK this year that ''6.6 million holiday makers will jump in their cars to Brit Hop this year. Between them they'll cover up to a whopping 6 billion miles at an average of 385 Miles per round trip'' The pressure on the roads is obvious, according to Kwik-Fit ''That's one tenth of the total mileage that Brits will cover in their cars during July,August and September 2009.''


So what can we do to have a great break with out the misery of endless queuing and even worse breaking down?


Here are some top tips to help you on your way.

1 Give your car a health check- Does it need a service, when was one last carried out? If in doubt get it booked in. I see that Kwik-Fit are offering a pre-holiday car check which covers items such as Oil and Tyre checking.

2 If you are able to why not do your own checking- check Oil level, obvious but often neglected, Fluid levels such as water in the Radiator, Windscreen Washer, Brake and Power Steering Fluids.

3 Tyres always neglected but critical for you safety and also fuel consumption. Under inflated tyres not only can be dangerous but will also increase your fuel consumption, in some cases by up to 10%. If you are carrying a lot of extra weight most manufacturers will recommend a higher pressure than normal, again there are many outlets such as supplying dealer or tyre specialists such as Kwik-Fit that can advise on this.

4 Bulbs and battery, get a member of your family to check all your lights with you, nothing worse than having a brush with an officer of the law because one of your lights is faulty.

5 Have you got a warning triangle and a high visibility jacket, you will need both if you break down. Both these items may sound a bit dull but could help save your life, dark lane in Devon trying to change a tyre and no high visibility jacket being worn, I will leave your imagination to the potential consequences.


6 Mobile phone, charged and with sufficient credit, again we often forget to fully charge our phones or check credit if you have pay as you go. No use to you if you can't make outgoing calls, I don't mean to your friends but the emergency services.


7 Have you got, or is your membership to a breakdown service still current. Have you got their number with you?


So those are some of the more obvious things to check and sort out, you have a week left to resolve any of those issues.


What else can we do to make life a bit easier?

1 Plan your journey in advance, you might want to consider alternatives to the Motorway especially if you are travelling at peak times. Every year there are the normal hot spots on these major arteries so why not take an alternative. If you have time, by taking the A and B roads you will actually see more areas of interest and may even give you new ideas of where you might want to holiday or visit in the future. Get the map book out or check sat nav well in advance, you may want to write some notes about which roads you need.


2 Give yourself plenty of time, there is nothing more stressful than arranging to be somewhere, leaving at the last minute then getting held up.

Why not consider leaving early or later so avoiding the main rush times, makes the journey more pleasant and will probably save you fuel into the bargain.


3 Consider taking food and drink with you for the journey (don't forget the animals as well if you are taking them. I don't mean the kids). You can then stop when ever you want as opposed to having to find service areas, again you will save yourself money at the same time.


4 Fill up your vehicle locally where you know the prices are at their best, traditionally Motorway fuel is more expensive than in town, or Supermarket filling stations.

5 Make sure you pull in to take regular breaks, to coin a motorway expression 'Tiredness kills take a break''



6 If you decide you are going to hit the continent and your car is on Contract Hire or a Lease you should ensure you notify the Leasing company in advance, they will need to raise the necessary paperwork to prevent any hassle on the other side. You should also check that your warranty and maintenance cover is sufficient for the country you are visiting. Don't leave this call to the last minute or you may find the leasing company has insufficient time to sort out the paperwork.


These are just a few ideas to help you on your way, the best advice is check your car, plan the journey in advance and try to enjoy the experience!!


On the other hand if you decide not to bother hitting the roads why not spend some time on the web looking at the great offers on the National Automotive website. We have brought together a selection of the best quality car finance brokers in the UK ,and have great Car and Van Leasing offers all in one place. Whether you are looking for your next Company Car or a Personal Contract Hire Agreement you won't do better than to visit National Automotive.

To help you find us follow the link http://www.nationalautomotive.co.uk/


If you join the rest of throng then I hope you have a great break










Whats's happening at Porsche?


Most of us at some point have aspired to own a Porsche, this iconic German brand has been synonymous with being a must have for the well heeled and the up and coming wannabees. Whether you want a classic 911 in it's various guises or a four wheel drive executive in the shape of a Cayenne you will be making a statement about yourself and your expectations on life. Porsche have managed to create a brand which not only appeals to those who want a real driving experience but also don't want to spend hours going to dealerships to get their piece of exotica repaired.
So what on earth is going on, this highly sort after brand has had real aspirations to get involved in the volume market by showing more than a little interest in buying Volkswagen Group, a slight change in direction I am sure you will agree!
The sequence of events broadly speaking are listed below.

March 2008 -Porsche stated it would take a controlling stake in VW, this through increasing it share holding to 51%

October 2008-VW becomes the largest company in the world based on market value following a huge surge in their shares. This came about after it became clear that Porsche were buying up large chunks of VW shares, which left fewer available for hedge funds to buy, these were needed to allow the hedge funds to close their positions.

January 2009- Porsche ambitiously announce they want to increase their stake in Volkswagen to 75%, poor timing as the credit crunch and car sales in free fall prevented this going ahead. I am sure Volkswagen in some respects are more than a little pleased, hoping to see their position change for the better.

May 2009- The ongoing talks between Porsche and Volkswagen collapse after a merger was agreed but Volkswagen subsequently demanded that Porsche reduce it's debt.


June 2009- The writing is on the wall for Porsche as their request for 1.75bn euros loan is turned down, this money was needed as a direct consequence of it's attempts to gain complete control of Volkswagen

July 2009- A complete reversal takes place and Volkswagen announce it's planning to buy Porsche, shortly after this the chief executive Wendelin Wiedeking and financial director Holger Haerter both resign.
August 2009-Porsche acquisition hopes are finally completely dashed following Volkswagen announcing they will be buying a 42% stake in the beleaguered Porsche brand. Then to put the icing on the cake Porsche offices are raided by the federal prosecutors.
Why?

It is alleged that there had been market manipulation of Volkswagen shares, Porsche, have as you would expect denied the allegations and have agreed to co-operate with the prosecutors.
In the earlier part of the year (first three months)the share prices directly contributed to 6.4bn euro's to the company's pre tax profit of 7.3bn euros. This has led to comments from some quarters that Porsche had become an enormous hedge fund, with the car making side of the business as a second string.

So, this darling of the rich and famous has indeed had a monumental change in fortunes, no longer a cash rich business predominately in private hands. Only last week Porsche announced that the state of Qatar would take a majority stake in the business, Qatar will eventually become Porsche's third biggest shareholder behind the Piech and Porsche families and the German state of Lower Saxony.

It's fascinating to see these manufacturers constantly looking to acquire brands and build their empires, even in these difficult times with the global recession still hitting the motor industry hard. With Volkswagen acquiring 42% of Porsche they in effect will become the 10th brand under the Volkswagen umbrella. They will be joining some of the great names in the global market, VW Cars, Seat,Skoda, in the prestige car market they will join Lamborghini, Bentley and Bugatti. They also have a string Commercial vehicle offering in the shape of VW Commercial vehicles, Scania AB and a share holding in MAN SE.

So to sum up will this takeover have a negative effect on the Porsche brand, I suspect not it's certainly not had a negative impact on Lamborghini and of course the awesome Bugatti Veryon (would never have been built without Volkswagen deep pockets). Once the dust has settled it will be business as usual, however it could be fun to point out to some folk they are driving a cousin of Skoda.
To find the very best deals on a range of VAG Group vehicles why not visit our website where you will find a selection of the best car finance brokers in the market place. Whether you are looking for a company or business Contract Hire agreement, or your an individual wanting a Personal Contract Hire arrangement you need look no further. http://www.nationalautomotive.co.uk/ also has an extensive range of commercial vehicles at cheap and affordable prices, so don't delay visit the website today.
Follow these links for the very car leasing deals











Tuesday, 18 August 2009

National Automotive Winners


Here at National Automotive we recently ran a competition where we gave all our advertisers the opportunity of winning 12 tickets to the 20/20 Cricket World Cup. All the independent Car Finance Brokers who advertise on our site were each allocated a ticket and entered into the draw.
Their were 3 lucky winners who each received 4 tickets, they were -
NCA Vehicle Management

Autofinance UK

Purple Contracts


They all either attended the day or used the tickets to send their best customers to this exciting event. We love feed back at National Automotive and below is a resume of one of the lucky winners days.

“20/20 World Cup
Trent Bridge 10 June 09
Sri Lanka v West Indies
Ireland v India

I have to say that prior to this I was not a cricket fan, indeed I couldn't’t understand why a grown man would want to stand there, armed with a slim piece of wood against a solid lump of vicious leather and its contents being launched at him at 100 mph! And then to play for 4 days and it’s still a draw?!

This was different. In the middle of a rain soaked week (no change there) there was sunshine over Trent Bridge; well, for most of the day. We met up with clients at the ground, one of whom, Stuart, is a member of Lord’s. Thank goodness for Stuart. He explained the fielding positions allowed in the early overs of an innings, the two boundaries, and the etiquette. With Stuart’s help it began to make sense, and what’s more a thoroughly entertaining day.

We witnessed Malinga the Slinger in full dubious bowling action, the podium dancers giving it their all for each six, the “Yahoo-oo” call (they were sponsors) on the bowler change, and the most acrobatic and possibly contentious bit of fielding from the Sri Lankans. If that wasn’t enough it was the highest scoring game of the tournament. The crowd of mainly Indians and Sri Lankans dressing up for the occasion, reminiscent of an Italian promenade, were in great form and everyone was having a good time.

I still don’t understand the grown man bit, or the 4 days and it’s a draw, but I’m sold on 20/20.

Well done Trent Bridge, and sorry we didn’t see too much of the Ireland/India game because the rain came in. It was great entertainment and thank you to National Automotive for the opportunity.

What’s more I didn’t need the Gaviscon for the burger!”

As you can see the event was a great success and has clearly made some new converts to the game.

At National Automotive we are committed to providing not only a great place for our independent car finance brokers to advertise all their special offers, but to work closely with them to develop the website into a one stop shop for the very best Contract Hire and Personal Leasing deals anywhere on the web.

If you are interested in talking to us about what advertising opportunities we have, please visit our website http://www.nationalautomotive.co.uk/dealer-signup.htm and complete the enquiry form.

Be part of something where YOUR views are valued and where many new and exciting innovations and offers will be extended to you.


Tuesday, 4 August 2009

BMW - Recovery 'not in sight'



The prestige car makers BMW have stated they see little signs of an economic recovery after they confirmed their profits were down by three quarters for the period April to June. Against the same period last year net profit was £103m which represents a fall of 76% and new car sales down by a fifth.

These large reductions in profit I suspect will be experienced by many of the large manufacturers, Toyota also have announced a big quarterly loss after disappointing sales performance and earlier VW and Renault reported weak results.
However as these manufacturers operate in a global market there will always be good and bad areas to be in, Germany for example seem to be forging ahead with an increase in sales of 27% compared to the first seven months of 2008. This represents some 2.4 million vehicle sales over this seven month period, this increase in part could be due to the Germans version of the old car 'scrappage' scheme.

BMW stated ''The current business climate renders it impossible to make a reliable forecast regarding the further course of business in 2009'' and that ''the results of the global economic and financial crisis in the second quarter, resulting in a noticeable decrease in number of cars and motorcycles sold''.
BMW have been the king of the company car park for many years, however in this hyper competitive market they are coming under increasing pressure from rivals such as Audi, Mercedes and Jaguar, all wanting a slice of this prestige market.

With some of the banks reporting now reporting profits and funding becoming more accessible will confidence begin to return and companies who have put off vehicle acquisitions begin to return to the market?
If they do I am sure they will be looking for real value for their hard earned buck, will BMW's offering still be as attractive as they once were?

BMW still have a great reputation for the quality of their cars and the overall reliability is perceived as good, which should attract many of the loyal customers back to the brand. If you are looking to make a change you can find some great offers on Contract Hire @ http://www.nationalautomotive.co.uk/search.php?category=bmw-car&sec=leasing&page=1

Why not take a look these offers make great sense in these 'challenging' times.